Fourie & Fernandez Risk Solutions
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Fourie & Fernandez Risk Solutions · Authorised FSP 55911

Short-term insurance, placed properly.

We quote your business, vehicles and home across several insurers, explain the excesses and exclusions before you sign, and handle the claim with you when something happens.

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Commercial
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ASSESS STRATEGIZE PROTECT
Personal and commercial short-term insurance · Pretoria
Our philosophy

How we work with you

Assess

We look at your premises, vehicles, stock and contracts, and find the gaps in your current cover.

Strategize

We compare insurers and design cover that fits your operations, your assets and your budget.

Protect

We stay with you after the sale: annual reviews, policy changes and hands-on help when you claim.

Our solutions

What we insure

From property and liability to fleet, engineering and specialised risks, we arrange cover that is built around the way you work and live.

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Commercial insurance

Buildings, contents, stock and business interruption for your premises.

Fleet insurance

Cover for your commercial vehicles, trailers and drivers.

Professional indemnity

Protection for professionals against claims of negligence or error.

Liability cover

Public and product liability for third-party injury or damage claims.

Engineering insurance

Plant, machinery breakdown, contract works and contractors' all risks.

Personal insurance

Your home, contents, vehicles and valuables, with useful add-ons.
Industries we serve

Industries we know

Every industry carries its own risks. We take the time to understand yours before we recommend anything.

Explore industries
Tower crane on a construction siteConstruction
Engineers working in a factoryManufacturing
Tractor working a fieldAgriculture
Freight truck on the roadLogistics & transport
Lodge restaurant with a stone fireplaceHospitality
Retail store ownerRetail
Desk with a laptop, notepad and coffeeProfessional services
Fuel nozzle filling a vehicleFuel & petroleum
Why choose us

Why clients use us

  • We compare cover from several insurers, not just one
  • Cover structured around your real risks
  • Hands-on claims support from start to finish
  • One broker who knows your file
  • Commercial and personal lines under one roof
A decade+of hands-on short-term insurance experience behind every quote
Multiple insurerscompared so you can choose with confidence
Claims supportwe help you lodge and follow up every claim
FSP 55911authorised by the Financial Sector Conduct Authority
Our promise
“Most people only hear from their broker at renewal. We do it differently: we stay involved, review your cover as your business or life changes, and when you claim, you phone your own broker, who already knows your file.”
Jacques Fourie, Director & Key Individual

Want a second opinion on your cover?

Send us your current schedule. We’ll compare it against other insurers and tell you straight if you’re over-paying or under-insured.

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